VA LOANS
An Extraordinary & Well-Earned Lifetime Benefit for Military Members, Veterans & Their Families

Steve Carter | Jacksonville’s Mortgage Expert
We’re ready to lend our expertise and help you enjoy this extraordinary opportunity you’ve earned. We’ll find loan terms best suited for your situation, not just for today, but tomorrow as well. Plus we’ll educate and guide you throughout the process.
It will be our honor to serve you.








We Can Help You Get that Mortgage
WE'RE A LOCAL
DIRECT LENDER
We’re not a broker. We offer home loan options—many not available at other banks—at competitive rates. We control your application entirely in-house and can move it quickly to closing while personally managing any bumps encountered along the way.
DECADES
OF EXPERIENCE
We know the lending process and can head off most challenges before they become showstoppers. Plus we can make sure you’re a preapproved homebuyer fully armed with tips on getting a home price that may save you thousands of dollars.
WE'RE NOT A CALL CENTER OR AN APP
You have our personal attention from your first call. We listen to learn what you want, when you want it and how. That’s how we find the right lending solution that may give you a Financial Advantage Today and Tomorrow.
we can help you purchase, refinance or Cash out
Primary Residence | Second Home | Investment Property | Condo Construction
types of MORTGAGES
WE CAN HELP YOU OBTAIN
VA | FHA | USDA | Conventional | Non-Conventional