REFINANCING YOUR HOME
“The value in your home can be a powerful financial tool.
Many times people aren’t aware how refinancing their mortgage can dramatically improve their finances. I love watching the lightbulbs turn on when I show people how they could use the equity earned in their homes to fund major goals in their lives.”
Steve Carter | Jacksonville’s Mortgage Expert
We could not have asked for better updates and communication. Top notch professionals and very personable as well! I would definitely recommend Steve Carters group!
WE CAN HELP YOU GET THE MOST OUT OF YOUR HOME
Approach home refinancing or cashing out your home equity as a smart investor and you’ll be amazed what you can accomplish. We’ll help you strategize your best financial options to save you money—today and down the road. In fact, we probably can help you save thousands right at closing. Ask how to use our “insider” knowledge to your advantage.
Reasons to Refinance or Cash Out Your Home
LOWER INTEREST RATES & MONTHLY PAYMENTS
Perhaps you financed your home at a higher rate that what’s available now. Or, maybe your financial situation improved enough to qualify for a better rate. Whatever the reason, lowering your rate could reduce your monthly payment plus save you money over time.
ADJUST MORTGAGE LENGTH
Maybe you want to pay off your mortgage sooner. Or, you want to reduce monthly payments by lengthening your mortgage. There’s plenty of lending options available to help you achieve your goals.
With lower interest rates, it might be a smart move to consolidate your other higher rate debts, like credit cards and auto loans. You might even have personal loans you want gone. A cash-out option could give you funds necessary to consolidate your debts and maybe lower your overall monthly payments.
PAY FOR BIG EXPENSES
Do you have a child going to a college or getting married soon? Perhaps you want to renovate your home or go on a dream vacation. That equity sitting in your home could be the key to the funds you need to pay upcoming large expenses.
We Can Help You Get that Mortgage
WE'RE A LOCAL
We’re not a broker. We offer home loan options—many not available at other banks—at competitive rates. We control your application entirely in-house and can move it quickly to closing while personally managing any bumps encountered along the way.
We know the lending process and can head off most challenges before they become showstoppers. Plus we can make sure you’re a preapproved homebuyer fully armed with tips on getting a home price that may save you thousands of dollars.
WE'RE NOT A CALL CENTER OR AN APP
You have our personal attention from your first call. We listen to learn what you want, when you want it and how. That’s how we find the right lending solution that may give you a Financial Advantage Today and Tomorrow.
we can help you purchase, refinance or Cash out
Primary Residence | Second Home | Investment Property | Condo Construction
types of MORTGAGES
WE CAN HELP YOU OBTAIN
VA | FHA | USDA | Conventional | Non-Conventional
Let’s Start Your Home Loan Today!