BUYING A HOME AND GETTING A MORTGAGE
“Purchasing a home can be an emotionally positive experience. I don’t believe it should be an overwhelming one.
My team and I work hard to make the mortgage process go as smoothly as possible. That begins with providing homebuyers with a solid preapproval and closes with a suitable mortgage that offers lasting financial benefits.”
Steve Carter | Jacksonville’s Mortgage Expert
I contacted Steve Carter in an effort to get information on pre-approval. He responded immediately and from there on out, we were in constant contact. When my search slowed down, he inquired if I was still interested. I found the house of my dreams and things kicked into high gear. Steve and his entire team were with me every step making sure I understood the process and things got done in a timely manner. Thanks to the entire team I was able to close on my house as scheduled.Zillow Review
BEFORE HOUSE HUNTING, SEE US FIRST!
We’ll work smart to give you an advantage when you’re house hunting. And it all begins with the pre-approval.
3 Advantages of Being Preapproved
STREAMLINE YOUR SEARCH
Pre-approval removes the guess work and doubts from your house hunting. That means you’ll know exactly what house you’re eligible to purchase—saving you time and frustration.
STRENGTHEN YOUR NEGOTIATING POWER
Plus, imagine the respect of home sellers when you seriously approach them like a cash buyer instead of a “maybe can qualify” passive shopper. That alone could save you thousands of dollars at the negotiating table.
FASTER PATH TO CLOSING
When you’re pre-approved, most of the financial information gathering–credit check, initial underwriting–is already done. Once you’re under contract with a house, we can move you to closing quicker than starting from scratch.
We Can Help You Get that Mortgage
WE'RE A LOCAL
We’re not a broker. We offer home loan options—many not available at other banks—at competitive rates. We control your application entirely in-house and can move it quickly to closing while personally managing any bumps encountered along the way.
We know the lending process and can head off most challenges before they become showstoppers. Plus we can make sure you’re a preapproved homebuyer fully armed with tips on getting a home price that may save you thousands of dollars.
WE'RE NOT A CALL CENTER OR AN APP
You have our personal attention from your first call. We listen to learn what you want, when you want it and how. That’s how we find the right lending solution that may give you a Financial Advantage Today and Tomorrow.
we can help you purchase, refinance or Cash out
Primary Residence | Second Home | Investment Property | Condo Construction
types of MORTGAGES
WE CAN HELP YOU OBTAIN
VA | FHA | USDA | Conventional | Non-Conventional
Let’s Start Your Home Loan Today!