ABOUT THE STEVE CARTER MORTGAGE TEAM ADVANTAGE

“I’m passionate about connecting with people and helping them make the smart financing decisions that will improve their lives.
I’m also very proud of the team I’ve built. Like me, they’re dedicated to providing honest advice about home financing. And they’re just as passionate about finding solutions that will put people into their dream homes.”
Steve Carter | Jacksonville’s Mortgage Expert
Steve was extremely helpful through every step of the process making sure that I was provided all of the information and options to make an educated decision. Steve made the financial aspect of buying a home as stress-less as possible. His knowledge and experience in the industry are unmatched. I would strongly suggest Steve to anyone looking to make a home purchase or refinancing.
WHEN IT COMES TO HOME FINANCING, YOUR BEST INTEREST IS ALWAYS OUR TOP CONCERN
What We’re All About

We’re committed to improving your financial life through a strategic home lending approach tailored to your needs and homeownership goals.

As long-time and savvy mortgage professionals, we know how to guide you to the perfect lending solution, and quickly move you to closing.

We’re also neighbors. That’s why we’ll respect and treat you as a person—not a loan. That’s how we build lifetime relationships in our wonderful community.
We Can Help You Get that Mortgage
WE'RE A LOCAL
DIRECT LENDER
We’re not a broker. We offer home loan options—many not available at other banks—at competitive rates. We control your application entirely in-house and can move it quickly to closing while personally managing any bumps encountered along the way.
DECADES
OF EXPERIENCE
We know the lending process and can head off most challenges before they become showstoppers. Plus we can make sure you’re a preapproved homebuyer fully armed with tips on getting a home price that may save you thousands of dollars.
WE'RE NOT A CALL CENTER OR AN APP
You have our personal attention from your first call. We listen to learn what you want, when you want it and how. That’s how we find the right lending solution that may give you a Financial Advantage Today and Tomorrow.
we can help you purchase, refinance or Cash out
Primary Residence | Second Home | Investment Property | Condo Construction
types of MORTGAGES
WE CAN HELP YOU OBTAIN
VA | FHA | USDA | Conventional | Non-Conventional