I CONNECT BORROWERS WITH SMART HOME LOAN SOLUTIONS
“I’ve Built My Mortgage Business Around Two Basic Principles: Honesty & Integrity.
I want to help people take full advantage of the home lending opportunities available to them. I enjoy seeing my clients, past and present, knowing that I’ve helped each satisfy their dream of owning a home, saving money & securing a solid financial future .”
Steve Carter | Jacksonville’s Mortgage Expert
My experience with Steve Carter and his team was superb from beginning to end. They were personable, friendly and walked me through every step of the process from pre-qual to the end. I even received a call after closing to make sure everything was completed to my satisfaction and to congratulate on my home. It was a pleasure and delight doing business with them.
I BELIEVE A HOME IS MORE THAN A ROOF OVER YOUR HEAD
It’s a big part of your Financial Life.
THAT’S WHY GETTING THE RIGHT MORTGAGE MATTERS
My team and I will match home lending solutions to your unique needs and situation.
We believe the right mortgage can help you shape a Strong Financial Future.
The People We Help Get Mortgages
HOMEBUYERS
Before house hunting, see us first! We could help you save thousands of dollars.
HOMEOWNERS
Refinancing or converting your equity to cash could be the key to accomplishing your financial goals.
SELF-EMPLOYED
You’ve worked hard to afford a mortgage. Now it’s time to delegate to a team that can help you get one.
MEMBERS OF THE MILITARY
Eligible Service Members and Veterans can use the VA Loan program to purchase or refinance a home under highly favorable terms not available to traditional homebuyers.
REAL ESTATE AGENTS
Many agents rely on our streamlined lending process and trust our ability to work with all types of financial situations—from conventional to unique challenges.
We Can Help You Get that Mortgage
WE'RE A LOCAL
DIRECT LENDER
We’re not a broker. We offer home loan options—many not available at other banks—at competitive rates. We control your application entirely in-house and can move it quickly to closing while personally managing any bumps encountered along the way.
DECADES
OF EXPERIENCE
We know the lending process and can head off most challenges before they become showstoppers. Plus we can make sure you’re a preapproved homebuyer fully armed with tips on getting a home price that may save you thousands of dollars.
WE'RE NOT A CALL CENTER OR AN APP
You have our personal attention from your first call. We listen to learn what you want, when you want it and how. That’s how we find the right lending solution that may give you a Financial Advantage Today and Tomorrow.
we can help you purchase, refinance or Cash out
Primary Residence | Second Home | Investment Property | Condo Construction
types of MORTGAGES
WE CAN HELP YOU OBTAIN
VA | FHA | USDA | Conventional | Non-Conventional
